Applicants must complete a Pre-Qualification Consultation with one of our team members.  You will need to fill out the pre-approval form and a team member will contact you within 24 hours.

Funding Qualifications

• US Citizens/Permanent Resident with a green cardand social security number
• Ages 18-72
• Employment Type: W2​, Self-Employed, ​1099R (Retired)​
• Minimum Annual Income of $27K or moreSelf-employed:
• Minimum $50K Gross RevenueAGI = $27K
• 680 credit score (all 3 bureaus)
• 3 active primary trade-lines(6 months old minimum)Trade-lines have at least 6 months of good history
• No late payments within the last 12 months
• No new accounts opened in the last 6 months
• Credit Utilization under 60%
• Less than 6 hard inquiries on reports
• No new collection accounts in the last year
• Bankruptcy discharge must be at least 2 years old

***IF YOU DO NOT MEET THESE QUALIFICATIONS DON'T WORRY! WE HAVE A PROGRAM THAT MAY BE ABLE TO HELP YOU GET QUALIFIED FASTER THAN YOUR AVERAGE CREDIT REPAIR SERVICE. COMPLETE THE PRE-APPROVAL FORM AND LET'S TALK MORE!

Business funding can be provided based on either..

• Personal Credit
• Business Credit
• Business Income
• Business Collateral

Through our consultation we will determine which route would be best for you to take based on your individual situation and business needs.

Examples

• If business is not yet producing a high cashflow you have the option to personal guarantee the loan using your personal credit
• If your personal credit is poor you have the option of using your business income as your qualifying factor for funding.
• if your personal credit is poor and your business funding is also low you may have the option of using collateral to secure the loan.

Whatever your unique situation is we will come up with a plan to determine the best solution to get you funding today.

If you don't feel that you meet the requirements still submit the inquiry! We offer business credit building services and can still get you on track through guided strategic steps to best structure your business credit profile.

Pre-Qualification must be completed prior to applying

• Signed Client Agreement and Application
• Color copy of driver license (front and back)
• Selfie picture holding license to your face
• Utility bill including residential address
• Copy of Social Security Card (front and back)
• Copy of tri-merge credit report
• Proof of Income- 2021 (W2)
• Proof of Income- 2021 & 2020 (Self-Employed)
• Recent 2 paystubs
• 3 months bank statements
• Voided check from your PERSONAL checking account

All documentation must be submitted as separate attachments.

Pre-Qualification must be completed prior to applying

• Signed Client Agreement and Application
• Color copy of driver license (front and back)
• Selfie picture holding license to your face
• 3 months business bank statements (may not be needed under some personal guarantee lending options)
• Copy of EIN
• Copy of Articles of Incorporations

Pre-Qualification

• Client must complete the pre-qualification questionnaire online.

Pre-Qualification Call

• A team member will contact client to complete pre-qualification consultation.

Application Submission

• Once pre-qualified, client must submit all required documentation for review to processing team​

Compliance Call

• Compliance call completed to verify applicant is applying of free will and not coercion​

Approval Notification

• Approvals are provided 24-48 hrs after completed compliance call ​

Funding

• Funds are direct deposited into clients account within 1-3 business days​

Success Fee Payment

• Client must process success fee payment within 24 hrs of receiving funds​